TrainerStack vs Newie

The whole business for A$69, and a lower rate on each card payment.

Newie, from Sydney’s Reco App, is a payments app for anyone who sells a service: build a subscription, one-off purchase or instalment plan on your iPhone, share a checkout link or QR code, and get paid. It is well made and there is no monthly fee. It is also only the payment. Booking, programs, nutrition, check-ins and session tracking live in other software, and 2.9% + 30c on every payment adds up as you grow.

Monthly fee
NewieNone. Newie charges 2.9% + 30c per successful payment and nothing up front.
TrainerStackA$69/mo founding price, ex GST. Unlimited clients, every feature included
Fee on each client payment (Australia)
Newie2.9% + 30c per card or bank-debit payment, Stripe’s processing included. Plus 0.4% when customers accept your terms at checkout, 5.95% + 30c for Afterpay, Klarna or Affirm, 2% on cross-currency payments and 1.5% for an instant payout.
TrainerStack2.75% + 30c per domestic card payment: Stripe’s own 1.65% + A$0.30 on your Stripe account plus TrainerStack’s 1% + GST. No extra fee for terms.
Fees on A$5,000 a month of client payments
NewieA$152.50, on 25 payments of A$200. No subscription.
TrainerStackA$214: A$145 in fees plus the A$69 subscription. At this volume Newie costs less; the A$69 buys the whole platform.
Fees on A$10,000 a month
NewieA$305, on 50 payments of A$200
TrainerStackA$359: A$290 in fees plus A$69. About A$54 a month more, with booking, programs, nutrition and the client app included.
Ways to charge
NewieSubscription, one-off purchase or instalment plan, with setup fees, intro pricing, custom pricing links and customer pause or cancel. Afterpay, Klarna and Affirm on one-off purchases.
TrainerStackSubscriptions, session packs, programs paid upfront or by instalment, casual sessions, and cash or bank-transfer payments recorded against the plan
Session packs and credits
NewieA pack is a one-off purchase. Their docs say to “keep availability, appointments and remaining sessions in your booking process”; a purchase does not create a session credit anywhere.
TrainerStackIncluded: packs count down as sessions are completed, with the pack and its sessions on the client’s record
Booking, programs, nutrition, check-ins
NewieNot on their published plans. Newie is payments only; their docs say to deliver training, coaching and check-ins in your usual software, or connect one through Zapier.
TrainerStackIncluded: calendar and booking page, program builder, meal plans and recipe library, check-ins, client app
Leads and client records
NewieCustomers are created at checkout. No lead or client form before purchase and no intake forms; checkout collects a name and an email.
TrainerStackIncluded: enquiry forms, lead magnets, pipeline, automations, booking page
Terms clients accept
NewieYes, accepted at checkout and saved with the purchase, for 0.4% extra on every payment of that service
TrainerStackIncluded: terms clients sign by link, in the app or as an onboarding step, with a typed name and drawn signature kept against the version they signed. No fee.
In-person payments
NewieTap to Pay on iPhone, no card reader, plus QR codes
TrainerStackRecord a cash or EFTPOS payment against the session or plan. No Tap to Pay.
Chasing overdue payments
NewieAuto-Retry up to three times, and an AI Overdue Assistant that emails the customer, reads the reply and follows up on the promised date
TrainerStackStripe’s automatic retries; failed payments surface in your action items for you to follow up
Refunds and discounts
NewieFull refunds only, and no discount codes. The original transaction fee is not returned.
TrainerStackFull or partial refunds from the client’s billing tab. No discount codes either.
Expenses, receipts and GST
NewieNot on their published plans. Newie does not calculate GST and its receipts have no GST line; their docs say to issue tax invoices from your accounting system.
TrainerStackIncluded: expenses with Australian tax codes, receipt upload, GST split out, CSV export
Trainer app
NewieiPhone and Mac. No Android app for providers; the web app is in private beta.
TrainerStackRuns in the browser on any device, including Android
Total cost to match TrainerStack
NewieA$152.50A$152.50 a month, already in Australian dollarsin fees on A$5,000 a month of client payments (25 payments of A$200 at 2.9% + 30c), with no subscription. At A$10,000 a month it is A$305. Booking, programs, nutrition, check-ins and session tracking are not available from Newie at any price.
TrainerStackA$214on the same A$5,000: A$145 in fees (2.75% + 30c) plus the A$69 subscription, founding price ex GST. At A$10,000 a month, A$359. Unlimited clients, every feature included.

Where TrainerStack wins

  • The whole business on one plan: booking, programs, nutrition, check-ins, client app, leads and expenses, not just the payment.
  • A lower rate on each card payment, 2.75% + 30c against 2.9% + 30c, on a Stripe account that is yours to keep.
  • Session packs that count down as sessions happen, instead of keeping remaining sessions in your booking process.
  • Terms clients sign at no extra fee, partial refunds, and expenses with GST for BAS time.

Where Newie wins

  • No monthly fee, ever. You pay 2.9% + 30c when a client pays and nothing otherwise, so Newie’s total is lower than A$69 plus fees at any normal volume.
  • Tap to Pay on iPhone for in-person payments, with no card reader.
  • An AI Overdue Assistant that chases late payers by email and follows up on the date they promise.
  • Afterpay, Klarna and Affirm on one-off purchases, and Australian bank debit.
  • Nothing to commit to beyond the payment: no packs, bookings or client records to keep if you already track those elsewhere.

Try the whole thing free for 30 days.

No credit card. Every feature. Priced in Australian dollars.

Start 30 days free

Checked 18 October 2026 against newie.app’s own fee schedule and documentation. Their fees are quoted in Australian dollars, so nothing is converted. TrainerStack’s A$69 is the founding-member price for the first 100 trainers, ex GST; the regular price is A$99. “Not on their published plans” means we could not find it in their published material on that date, not that it does not exist. Prices change; check theirs on the day.

Sources
  • docs.newie.app/reference/fees-and-limits and /introduction/fees-and-limits (fee table, last updated 10 September 2026)
  • docs.newie.app/reference/known-limitations and /reference/platform-legal (discount codes, partial refunds, GST, Android, forms, customer records)
  • docs.newie.app guides: service-types-setup, service-features, use-newie-with-bookings, tap-to-pay, bnpl-payments, failed-payments-overdue-invoices, refunds, payment-methods-availability, invoices, online-coaching-fitness
  • App Store listing for Newie by Reco App Pty Limited, version 1.3.40, 19 September 2026
  • stripe.com/au/pricing (standard AU domestic card rate, 1.65% + A$0.30)